Home for Sale at 38 OSPREY Way, ELKTON, MD 21921

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38 Osprey Way
Elkton, MD 21921

Tonya Keener with Century 21 Core Partners - (717) 718-0748

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Property Details

List Price:	$1,600,000
Beds:	5
Baths:	Full: 3, ½: 1
Status:	Active
SqFt:	4185 Square Feet
Agency:	Century 21 Core Partners
Agency Phone:	(717) 718-0748

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Description/Comments

Lot Size:	3 acre(s)
Property Type:	Residential-Other
Year Built:	1995
Notes:	Waterfront Retreat with Endless Potential! Set on 3.2 picturesque acres with direct waterfront access, this unique property blends modern updates with rustic charm. Recent renovations include new windows, flooring, plumbing in the basement, four-zone HVAC, a luxury oversized deck, and a new pool pump. Inside, you'll find a spacious layout featuring an in-law suite, basement bar, and multiple living areas, with the lower level partially finished and awaiting your final touches. Outdoors, enjoy a private inground pool, massive pole barn, and a dock with new woodwork-ideal for boating, fishing, or simply soaking in the serene views. Whether you envision a full-time residence, multi-generational living, or a weekend retreat, this home offers the foundation for something truly extraordinary. This is a rare chance to create your dream waterfront estate in a setting that combines privacy, charm, and luxury potential.
MlsNumber:	--
ListingId:	MDCC2019240

Listing Provided By:	Century 21 Core Partners
Phone:	(717) 718-0748
Office Phone:	(717) 718-0748
Agent Name:	Tonya Keener
Disclaimer:	Copyright © 2025 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

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