Home for Sale at 3025 Monticello Dr, Stockton, CA 95209

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3025 Monticello Dr
Stockton, CA 95209

Anna Lim with eXp Realty of California - (888) 584-9427

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Property Details

List Price:	$499,000
Beds:	4
Baths:	Full: 2
Status:	Active
SqFt:	2013 Square Feet
Agency:	eXp Realty of California
Agency Phone:	(888) 832-7179

Map Details Show Map | Show StreetView

Description/Comments

Lot Size:	0 acre(s)
Garage:	Garage
Property Type:	Residential-Other
Year Built:	1975
Notes:	Discover the potential of 3025 Monticello Drive, a property uniquely suited for those seeking a business or residential opportunity. Previously licensed as a care facility for six disabled individuals, this spacious home is equipped with essential features. This includes a Fire Marshal approved sprinkler system, wheelchair access to front/back entries, and walk in showers, making it an ideal candidate for a new care facility license application. This 5 bedroom, 2 bathroom home offers ample space and functionality, featuring brand new double pane windows for enhanced energy efficiency and a newly installed furnace and HVAC system to keep you warm and comfortable. Step outside to enjoy the front and back wood decks, perfect for relaxation or hosting gatherings. The patio furniture, washer, and dryer are included at no additional cost. Whether you're an aspiring administrator ready to revive its purpose driven potential or seeking a spacious family home, this property offers endless possibilities. Its thoughtful design and inclusions make it a standout opportunity for the right buyer. *The virtually staged photos are intended to help buyers visualize the potential of the home. Original condition photos are included.
MlsNumber:	--
ListingId:	41123185

Listing Provided By:	eXp Realty of California
Phone:	(888) 832-7179
Office Phone:	(888) 584-9427
Agent Name:	Anna Lim
Disclaimer:	Copyright © 2026 Bay East. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

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HUD Foreclosures

HUD foreclosures and VA Foreclosures are some of the best homes to buy when price is part of the equation. As with most Americans, price is always a concern. If not buying the same house for less, why not buy more house for the same dollar invested? When looking for a good deal it is hard to do better than the VA or HUD foreclosures market. The simple truth is that there are just more VA and HUD homes on the market, as they represent such a large number of mortgages that are generated each year. This translates into more foreclosures just by the magnitude of difference between all others comparing to the two largest.

The two largest also being government owned and operated means that they have less time to wait to make money back on the home. The FHA is especially known for selling HUD homes for less than the average sales price in a given area. FHA foreclosures represent a fraction of HUD but they are still a significant number of homes and both should be considered.

VA (Veterans Administration) and HUD (Housing and Urban Development) have different and unique opportunities for the buyer. Both are often forgiven for the local taxes normally associated with the purchase of a home (this is on a county by county basis). Be sure to ask the local title company or escrow company to look into it for you before closing as this is often missed due to their are not used to dealing with the 2 to 3 percent of the market that VA and HUD foreclosures represent.

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Foreclosure Listings Increasing

As the market settled after the mortgage meltdown foreclosure listings also settled and fewer homes were on the market with a placard reading “Bank Foreclosure” in big red lettering. This was a good thing for the entire real estate market. Having an abundance of foreclosures brings the entire market down and it makes it harder for home owners, who would like to move, to get the appropriate price for their home as a similar home down the same street was sold for substantially less and the appraiser is using the foreclosure as a comparable sale.

This is just one of the problems when there are too many foreclosure listings in any area. Another issue is the television set that sits in everyone’s living room harping about the price of homes based on the number of foreclosures and this constant barrage of negative information makes most people sit on the sidelines waiting for the market to either implode completely or to correct itself. Meanwhile while they wait, others are buying foreclosure listings and making great investments.

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