shell=(typeof shell == 'undefined')? '':shell;
//document.write("<center><p align=center><a target=\"_new\" href=\"http://www.clickandqualify.com\">");
document.write("<center><p align=center><a href=\"/dyn/" + shell + "/pages/expertprogs/pages.html\">");
//document.write("<img src='http://www.ushud.com/banners/caq420x60.gif' border=0  width=420 height=60></a></p></center>");
document.write("<img src='http://www.ushud.com/banners/fha-approved-lender.gif' border=0></a></p></center>");